What To Do If Your Storage Unit Is Hit By A Natural Disaster

If you’ve just found out that a natural disaster has hit your storage unit, it’s easy to feel overwhelmed. You stored your things safely. But nature can be unpredictable. At JD Mini Storage in Capitola, CA, we want you to feel prepared and supported through this tough time.

Let’s walk through what to do next so you can protect your belongings, understand your storage unit insurance, and get back on track.

Damaged garage with debris after flooding in Capitola, CA

Immediate First Steps After the Disaster

Don’t rush into your storage unit before it’s safe. After a natural disaster like flooding, wildfire, or an earthquake — all common types of natural disasters in Capitola, safety is your priority.

Call us to check on the status of the facility and when you can access your unit. Once you get the green light, go prepared: wear sturdy shoes and gloves, and bring your phone or camera to document everything.

Start Documenting Everything

Once inside, your main goal is to document what’s happened. Take clear photos and videos of every item and every corner of the unit. This is super important for insurance claims.

Make a list of damaged items and check what you might be able to clean or save. It’s okay if you don’t know right away, just start sorting as best you can.

Know What Your Insurance Covers

Many people don’t realize that storage unit insurance doesn’t always cover natural disasters like floods, earthquakes, or wildfires.

Check your policy carefully. Look for what types of natural disasters are covered and what the limits are.

If you don’t have insurance, or it doesn’t cover the damage, reach out to us. We can help you understand your options going forward.

Work With Your Insurance Provider

After reviewing your policy:

  • File Your Claim as Soon as Possible – Most policies have a limited window for disaster claims.
  • Submit Your Documentation – Include your inventory, photos, videos, and receipts if available.
  • Be Responsive – If the insurance company needs clarification, respond quickly to avoid delays.

We will also provide any official reports or details about the incident that your insurer may require.

Salvage vs Dispose: Decision Time

After reviewing what your insurance covers, it’s time to make some decisions. You’ll want to salvage items that have minor damage and can be cleaned or restored, especially important documents or electronics.

But don’t hold on to items that have mold, heavy smoke damage, or have been soaked through and through. For these, proper disposal is the safest choice to avoid future health risks.

Rebuild & Prevent Future Damage

Learn from this experience and make your next storage unit rental even safer. Here’s how:

  • Use waterproof containers to protect valuables inside the unit.
  • Store items off the floor on pallets or shelving.
  • Keep your inventory up-to-date and take photos after every new storage session.
  • Make sure your storage unit insurance covers all types of natural disasters common to Capitola, CA.

Frequently Asked Questions (FAQ)

Is it safe to store valuables in a storage unit?

Yes! Just be smart about it. Use protective containers, keep things off the ground, and get insurance.

What types of natural disasters affect storage units here?

Capitola experienced major earthquakes, wildfires, flooding, and heavy storms. JD Mini Storage builds its units tough, but it’s always good to be prepared.

What happens after a disaster at JD Mini Storage?

We’ll contact you, secure the facility, and guide you through your next steps. Our team is here to help every step of the way.

How do I best protect my valuables?

Waterproof bins, elevated storage, current photos, and proper insurance go a long way.

Call JD Mini Storage Today

Natural disasters are unpredictable, but your response doesn’t have to be. Whether you’re recovering or preparing for the future, JD Mini Storage is here to help with safe and affordable storage solutions. Contact us at JD Mini Storage in Capitola, CA, today for storage unit availability, pricing, and expert advice on storage unit disaster response.